We are Professional Note Buyers based in Baltimore, MD and pay top dollar to buy owner financed and seller financed real estate notes across the US. You too can sell your future private note payments for cash today.
It’s a simple process.
1. Give Note Details To Get Cash Offer
2. Accept Offer and Submit Documents
3. Get Approved and Receive Funds Fast!
Request a consultation to start the process!
Here are some of the top reasons you should choose us when it’s time to liquidate your private mortgage notes:
We’ll tell you what factors will boost your note’s value. The better the note, the higher we can pay.
We offer you the option to sell partial notes and hold on to the balance for your portfolio or future needs.
Whenever your notes have a positive track record of on-time payments over time, we offer a premium.
We also buy non-performing mortgage notes where the note payer has fallen behind in payments.
We buy Owner Financed and Seller Financed Mortgage Notes every day and make the process super easy for you to sell your Private Note.
Book a consultation, give basic note details and get a cash offer for your unwanted private mortgage note.
After you accept our offer, you will send necessary documents for due diligence to approve your request.
After your funds are approved, we make the closing process simple so you receive your money fast.
Have a few questions? A lot of people do. So, here’s a quick collection of some of the common questions we often get… with our best answers.
Get Help NowA private mortgage note also known as a promissory note represents a loan for a home that isn’t provided by a bank or traditional lender. Instead, the loan comes from a private individual or entity, like a family member, friend, or investor. The terms of the loan, like the interest rate and repayment schedule, are agreed upon between the parties involved.
Seller financing, also known as owner financing, is a creative way to buy a property where the seller acts as the lender instead of a traditional bank. Here’s how it works:
Instead of going to a bank for a mortgage, the buyer gets a loan directly from the seller. The seller agrees to accept payments from the buyer over a set period of time, with agreed-upon interest rates and terms.
Think of it like this:
A couple reasons really. First off, your investment is locked inside all those future note payments. So if you need cash to pay off debts, make a new investment, or any other reason… selling all or part of your future note payments may be a great option. Second, selling all or part of your future note payments doesn’t mean you’re losing any principle. In fact, there may be ways we can structure the purchase of your note payments so you regain all or most of the principal owed you in the note
Great question! In addition to the fact that we offer some of the highest prices and can close fast, is that after we buy your note payments…
Ultimately when we look at a private mortgage note to buy here in Maryland or any other state we buy notes in… we look at a few factors.
1) The note: Payment amount, loan terms, and number of remaining payments.
2) The asset: A bit about the property or asset backing the note. If it’s a quality asset, the note will be worth more.
3) The borrower: The seasoning on the note, credit profile, etc. With all of that, we’ll figure out the value of the note and present an offer that’s a discount on that value.
Once we know the situation well, we’ll make you an offer. This offer is based off of the value of the note, the risk on us receiving the payments from the borrower, and the quality of the security backing the note (real estate, etc.). You can expect to receive an offer that is a discount on the full remaining payment value based on the factors above.
You pay us NO fees or commissions. In fact, in most cases you won’t pay any costs at all during the whole process… we normally pay every cost associated with the transaction. You just get access to the cash locked in your note without the hassles or costs that goes with selling your note payments.
No obligation at all. Once you tell us a bit about your note, we’ll take a look at things, maybe set up a call with you to find out a bit more about the borrower or to confirm some details, and make you a fair cash offer thats fair for you and fair for us.
The whole time it’s 100% your decision on whether or not you’d like to sell your note to us. Once you get our offer we encourage you to research it, shop it around if you want to, and ask us any questions you want. No pressures. No hassles.
We buy notes all around the country… specializing in the DC, Maryland and Virginia areas … and remember we’re not only Mortgage Note Buyers, we buy other promissory notes as well including business notes, structured settlement, annuities, lottery winnings and more. Services are available in the US.
